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NewPayouts API is live

Get paid in crypto.
Keep more of it.

Invoices, deposit wallets, payouts and refunds across 16 networks. Half what the big processors charge, and getting money out is free.

Request accessLive demo
BTCETHUSDTUSDCSOLTRXLTC

18 coins, 16 networks · invite only for now

A

Acme Store

Heavyweight hoodie · Black, M

Amount due

inv_8mQk2V

$49.00

49.00 USDT

TLYpwz4qKyo5tuWx3ZsthFPZ2EsPCdTbzo

Tron
Waiting for payment0/19
POST /webhooks/zerofive200

invoice.paid · 49.00 USDT · net 48.76

16

Networks supported

<1 min*

To confirm a payment

0.5%

Fee on incoming payments

$0

Payout and withdrawal fees

* On Arbitrum, BNB Chain and Solana. It depends on the chain: Tron and Base take about a minute, Bitcoin about 20.

Three ways to get paid

Sell once, bill monthly, or run wallets

Buy

One-off payments

An invoice and a hosted checkout for each order. The customer picks a coin, pays, and you get a webhook when it confirms.

  • Payment links from the dashboard
  • One POST from your backend
  • Receipts and refunds
How it works

Subscriptions

Plans that renew

Customers pay ahead, by the month or a year at a time with your discount. Upgrades count the time already paid, and renewal invoices go out by email.

  • Prepay discounts
  • Upgrades credit unused time
  • Add-ons and custom prices
How it works

Wallet

Deposits and payouts

For casinos, exchanges and apps with balances. Every user gets permanent deposit addresses, and you pay them out from your balance.

  • Any amount, any time
  • Free payouts with review rules
  • Top-ups without the fee
How it works

Features

Everything you need to take crypto

Invoices & hosted checkout

Create an invoice from the dashboard or one API call. Customers pick a coin, get a locked quote and a QR code, and watch it confirm live.

Deposit wallets per customer

Give every customer permanent addresses on each network. Any amount, any time: it lands in your balance and fires a webhook.

Signed webhooks

invoice.paid, deposit.confirmed, payout.sent and more, HMAC-signed and retried with backoff for a full day.

Payouts to your users

Your balance is your own hot wallet. Pay users out with one API call, refund invoices, top up liquidity. All free, no withdrawal fees.

Test mode, built in

Separate test keys, test balances and a one-click simulated payment, so you can wire up the whole flow before a cent moves.

Receipts & emails

Customers get a receipt the moment a payment confirms. Refunds are emailed too, and you hear about every payment.

How it works

From invoice to your wallet

Live demo

Click through a real payment

The actual checkout, subscription and deposit pages in test mode. Simulate a payment and watch it confirm, no wallet needed.

Hosted checkout

An $89 order from a demo clothing shop: a hoodie and a cap. Pick a coin, then press “Pay exact”.

Subscription

A $12 / month plan. Pay ahead for a discount, then skip to the renewal.

Deposit page

Permanent addresses for a casino or wallet user. Simulate a deposit.

Pricing

Half what the others charge

One plan for everyone

A small fee when money comes in.
Nothing after that.

We take 0.5% when a payment or deposit confirms. Withdrawals, payouts to your users and refunds cost nothing, and we pay the gas.

  • No monthly fee
  • No withdrawal fees
  • No payout fees
  • No refund fees
  • Same price on every coin
  • Test mode is free
Request access

What you pay on

$10,000 / month

zerofive$50
NOWPayments$100
CoinGate$100
CoinPayments$100
BitPay$200+ $0.25 per payment
Card processors$290+ $0.30 per payment

Stablecoin payments. Payout and withdrawal fees elsewhere come on top of this; with us they’re free.

Stablecoin payments (USDT, USDC)

0.5%

NOWPayments 1%CoinGate 1%CoinPayments 1%BitPay 2% + $0.25

Coin payments (BTC, ETH, SOL…)

0.5%

NOWPayments 1%CoinGate 1%CoinPayments 0.5%BitPay 2% + $0.25

Withdrawals and payouts

Free, gas included

NOWPayments Network feesCoinGate Fees on topCoinPayments Network feesBitPay Fees on top

Monthly or setup fee

None

The others None

Included on every account

  • Invoices and hosted checkout
  • Permanent deposit addresses per user
  • Payouts API, safe to retry
  • Auto-approve rules and review queue
  • One-call refunds
  • Your logo and branded emails
  • Signed webhooks with retries
  • Full test mode with simulated payments
  • Team members and roles
  • 18 coins on 16 networks

Other providers’ fees are taken from their public pricing and independent reviews in October 2026 and can change. Some charge more for high-risk businesses; we don’t.

Supported

18 coins on 16 networks

ETHUSDCUSDTDAIPYUSDUSD1EURCPOLBNBAVAXXPLTRXBTCLTCDOGEBCHSOLTON

Ethereum

Confirms in about 3 minutes

Base

Confirms in about 1 minute

Arbitrum

Confirms in under a minute

Optimism

Confirms in about 1 minute

Polygon

Confirms in about 1–2 minutes

BNB Chain

Confirms in under a minute

Avalanche

Confirms in about 15 seconds

Plasma

Confirms in about 10 seconds

Arc

Confirms in a few seconds

Tempo

Confirms in a few seconds

Tron

Confirms in about 1 minute

Bitcoin

Confirms in about 20 minutes

Litecoin

Confirms in about 8 minutes

Dogecoin

Confirms in about 10 minutes

Bitcoin Cash

Confirms in about 1 hour

Solana

Confirms in under a minute

TON

Confirms in a few seconds

For developers

One call to get paid.
One webhook to know.

Create an invoice, send your customer to the hosted checkout, and we POST invoice.paid to your server the moment it confirms. Same API for test and live, just a different key.

API referenceWebhooks
create-invoice.sh
# create an invoice for $49.00
curl https://z5.gg/api/v1/invoices \
  -H "Authorization: Bearer sk_test_…" \
  -H "Content-Type: application/json" \
  -d '{"amount": "49.00", "order_id": "A-1042",
       "customer_email": "[email protected]"}'
200 OK
{
  "id": "inv_8mQk2V…",
  "status": "open",
  "amount": "49.00",
  "hosted_url": "https://z5.gg/pay/inv_8mQk2V…",
  "expires_at": "2026-10-20T11:00:00.000Z"
}

FAQ

Questions, answered

A small 0.5% fee when a payment or deposit confirms, about half what most crypto processors charge. Everything after that is free: withdrawals, payouts to your users, refunds and the gas for them. No monthly or setup fee. Top-ups to cover payouts are free to add too; top-up money only pays the fee once, if it ever leaves the platform.

BTC, ETH, USDT, USDC, SOL, TRX and LTC across Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Chain, Tron, Bitcoin, Litecoin and Solana. Stablecoins are credited 1:1 with the dollar.

Every payment is credited to you, whatever the amount. A short payment marks the invoice as partially paid and the customer can send the rest to the same address; an overpayment marks it paid, and the customer can claim the extra back from the checkout, minus a small fee you set. You can also turn that off and keep it in your balance.

Payments land in your balance as soon as they have enough confirmations: under a minute on most networks, about 20 minutes on Bitcoin. Withdrawals and payouts under the automatic limit go out on their own, usually within a couple of minutes.

Yes. Give each user permanent deposit addresses, credit them on the deposit.confirmed webhook, and pay them out from your balance with one API call. Your balance works as your own hot wallet: if users take out more than came in, top it up through your top-up address, fee free. Payouts are idempotent on your own id, so retries never pay twice.

Yes. Every account starts in test mode with its own keys and balances. Create an invoice, open the checkout and press “Pay exact”: it confirms block by block like the real thing, fires your webhooks and sends the emails.

Yes. Payments are collected into the platform wallet and held there until you withdraw them to your own wallet. Withdraw as often as you like.

Start taking crypto today.

We're opening up by invitation. Tell us what you're building and we'll send you one.

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